Understanding how lenders evaluate applications can help you improve your chances of accessing formal credit. (AI image) Getting your first loan or credit card can often be a challenge. Your lack of credit history makes it difficult for lenders to assess your creditworthiness, which essentially means banks and NBFCs have no historic data around your…
After decades of environmental decline, Florida’s Indian River Lagoon is beginning to show signs of recovery. With funding from NOAA Fisheries’ Office of Habitat Conservation, the Indian River Lagoon Council is leading a system-wide effort to restore the habitats that once sustained the lagoon’s fish and wildlife. A team of three scientists and one fisherman…
With five brand new Sprites arriving in Fortnite’s v41.10 update, the Shattered Coast is filled with more content when it comes to Sprite hunting. Among all the newcomers introduced as part of the Fortnite Gone Wild event, the Grim Reaper Sprite has immediately established itself as one of the most coveted.It is also among the…
BENGALURU: A Bengaluru woman has shared a video on social media recounting her alleged ordeal with a Flipkart delivery executive, claiming that he forced his way into her apartment and flashed at her after she refused to let him use her washroom.In the video, the woman says the delivery agent had arrived at her home…
America is retiring coal plants slowly and steadily. The boilers are cut up for scrap, the smokestacks get dropped on camera and the land tends to sit in permitting limbo for a decade. But in Becker, Minnesota, the state’s biggest coal plant is being used, not for all this hardware but for a plug.On July…
Quote of the day by Haruki Murakami One of the most memorable lines written by renowned Japanese novelist Haruki Murakami is what he wrote at the beginning of Kafka on the Shore when he introduced the protagonist who decided to leave his home on his 15th birthday. “And once the storm is over, you won’t…
LONDON: A man arrested for threatening to shoot Nigel Farage in the head has a profile picture of a British Asian man on his social media and has tweeted “Hindu phrases”, a UK newspaper said.The Metropolitan police confirmed to TOI that a man in his 20s was arrested on Tuesday at a residential address in…
Dimple Kapadia knows how to make an outfit feel interesting without looking like she’s trying too hard. At a panel celebrating 25 years of Dil Chahta Hai, the actor turned up in a look that mixed easy, modern separates with a distinctly Indian touch.She wore a black tank top under a crisp button-down shirt, keeping…
Chicago White Sox’s Munetaka Murakami watches his solo home run during the third inning of a baseball game against the Chicago Cubs in Chicago, Saturday, May 16, 2026. (AP Photo/Paul Beaty) International star Munetaka Murakami has been touted as a top MLB prospect ever since he was drafted by the Chicago White Sox. His MLB…
A federal court on Monday dismissed Elon Musk’s claims against OpenAI and its top executives, bringing an end to a closely watched legal battle over the company’s transformation from a nonprofit research lab into one of the world’s most valuable AI firms.The nine-person jury found that Musk waited too long to file his lawsuit and…